Dive Brief:
A recent survey conducted by Deloitte reveals that nearly one in four Chief Financial Officers (CFOs)—totalling 23%—expect their treasury departments to either accept cryptocurrencies as a payment method or invest in these digital assets over the next two years. This statistic notably increases to 39% among CFOs from companies boasting revenues of $10 billion or more, highlighting a significant trend within the financial leadership landscape as identified in the Q2 2025 North American Signals survey.
Particularly noteworthy is the growing interest in stablecoins, which are digital assets that maintain their value by being pegged to another asset, usually a fiat currency. According to the survey, only 1% of the 200 finance chiefs surveyed reported that they do not foresee using stablecoins in the long-term. This indicates a broad consensus among finance leaders that stablecoins serve as a practical gateway to broader adoption of digital assets.
Steve Gallucci, the U.S. and global leader of Deloitte’s CFO Program, emphasized this sentiment, stating that CFOs are moving beyond the “crypto hype.” They are focusing on how digital assets can streamline operations, enhance efficiency, and fortify financial infrastructures, effectively bridging innovation with strategic enterprise value.
Dive Insight:
The increasing attention to stablecoins mirrors a broader movement towards integrating cryptocurrency into mainstream finance, particularly as legislation evolves to support this transition. Recent moves by the Trump administration, such as the signing of the GENIUS Act, reflect the government’s intent to establish a regulatory framework for stablecoin issuers, thereby lending a crucial layer of legitimacy to these digital assets. This is pivotal information for CFOs, who are scrutinizing how cryptocurrencies might be effectively integrated into their operations.
The benefits of stablecoin adoption are multi-faceted, with nearly 39% of finance chiefs highlighting the potential for faster and cheaper cross-border payments as a primary motivator. An additional 45% pointed to enhanced customer privacy as a significant reason for their interest in adopting stablecoins, which illustrates how these digital tools can align with operational goals and consumer expectations.
Moreover, the dialogue surrounding cryptocurrency is becoming more prevalent in boardrooms. According to Deloitte, over a third (37%) of CFOs have engaged in discussions with their boards about cryptocurrencies, and 41% have had similar conversations with their Chief Information Officers (CIOs). This indicates a collective acknowledgment that any forthcoming adoption will necessitate a robust governance structure, alongside substantial IT support to facilitate smooth integration and compliance.
While the GENIUS Act has provided clearer guidelines for stablecoin issuance, CFOs still face looming concerns regarding the accounting and compliance aspects of cryptocurrency. For instance, lawmakers are grappling with long-standing questions surrounding which digital assets could be classified as securities and determining the regulatory powers of governmental bodies. Recent legislative advances include the passage of both the Digital Asset Market Clarity Act of 2025, known as the CLARITY Act, and the Anti-Central Bank Digital Currency Surveillance State Act, aimed at bridging these regulatory gaps.
The CLARITY Act, championed by Rep. French Hill (R-AR), seeks to establish a cohesive framework for digital commodities, strategically positioning the Commodity Futures Trading Commission (CFTC) to oversee transactions involving digital commodities.
The work of the cryptocurrency Presidential Working Group, formed by President Trump, further underscores the urgency of regulatory clarity. A comprehensive report released by the group encourages lawmakers to bolster the bipartisan support for the CLARITY Act, outlining that gaps in regulatory oversight must be addressed to facilitate the federal oversight of non-security digital assets.
Among its recommendations, the report also delineates a roadmap for collaboration between the CFTC and the Securities and Exchange Commission (SEC), driving towards an environment conducive to digital asset trading at the federal level. SEC Chair Paul Atkins stressed the need for a rational regulatory framework, viewing it as essential for fostering American innovation while protecting investors from potential fraud.
With regulatory conversations advancing and stablecoins gaining traction, finance executives are evidently poised to embrace the digital asset revolution—not only as an operational necessity but also as a strategy to future-proof their organizations in an increasingly digital financial landscape.
